And is it still a good car at 97000mi?

depends of if taken care of.original coolant and oil makes for a short life
1 when was clutch done?
2 brakes? if just pads replaced could need rotors
3 ever tuned up.. a 100,000 mile tune costs about 500 dollars [to do it right]

l have never owned one but l have been looking at buying one myself & so l have read many owner reviews & recently asked the same question on here. From what l understand they have 3 problems that r common on that year, the power windows motor burns out quick, the coil packs on the engine go bad quick (not sure that might be more for the V8) & the fuel pumps do not last long. l have been told that the 2003/2004 models r more reliable. Some owners of the 2000 model r still very happy with the car though. Of course u have to expect when something does break it will cost more then the average car since it is a Lincoln car. l would say the miles r not that high on the one ur looking at & it should still have plenty of life in it as long as it has been well maintained. Good Luck!